Saving Money on Insurance with a Home Alarm

06 Mar Saving Money on Insurance with a Home Alarm

There are lots of benefits to having a home security system installed in your home like peace of mind, knowing your home is being watched over even while you aren’t there, having police department, fire department, and paramedic services just a push of a button away. Here is another: having a monitored home alarm system can save you money on your home owners insurance. It’s a fact, as your insurance company will tell you.

A monitored alarm system can provide a nice discount on your homeowner’s insurance policy, and partially offset your monthly monitoring fee. The discounts are there, and they average roughly 15%, but can be higher. Here’s a blurb from the Wall Street Journal’s SmartMoney site, regarding home insurance savings:

“Your central alarm system could save you hundreds on your annual premiums. Insurers will routinely give you 15% to 20% off for a fire and burglar alarm system hooked up to a third-party monitoring company. At The Hartford, you can get a 2% discount for deadbolt locks and a 2% discount for smoke alarms.”

Insurance companies only give out these savings because alarm systems work. These discounts reinforce the fact that alarm system work. Of course, the discount you receive will depend on your carrier, and the type of coverage you have – in addition to the type of alarm monitoring you select.

– Make sure your insurance company knows you have a monitored alarm system. This is normally done with a certificate provided by your alarm company (just ask: getting it should be easy).
– Most insurers provide additional discounts for monitored fire protection. If this is not part of your alarm system, add it now.

These days, we all want to save money however possible, and it’s great to know that that protecting your home and family the right way can mean real savings on your insurance. So contact Security One today at (855) 229-9733 to get your home & fire security system installed today and start saving money on your insurance.

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